Acknowledging that you have a debt problem is the single most important part of sorting out your debts. If you don't acknowledge your situation, how can you even begin to sort out your future?

Our initial advice is FREE, our ongoing financial services and debt solutions are then chargeable

Already with another debt management company?

Not happy with their charges or service?

There is no reason why you cannot change the debt management company you currently use!

Get debt consolidation help if refused a loan in the UK

What will we do?

With regards to debt management, there are a few initial things we carry out to enable us to collate everything we need to tailor a personal debt management plan to you. Each debt management plan is different as each persons circumstances are different.

We will carry out a full financial management assessment and will require some information to allow us to do this. We need to know how much your regular income is and how much you pay out on bills each month. Who you owe money to and some other useful information about your circumstances.

Once we have all this information, we then have a financial picture of your situation for the debt management plan. We will then be able to work out how much you can realistically afford to pay each of your creditors through a monthly debt management plan.

We will then negotiate with your creditors and ask them to accept the reduced debt management payments. Creditors do not have to accept reduced payments but a payment schedule offered will be realistic based on your current circumstances.

If an agreement has been reached with your creditors for a debt management plan, you will be required to make just one monthly payment to us from which we will pay all your creditors based on the agreements made. See our debt management fees.

Obtain Help with Debts and Personal Debt Management Solutions

So, if you cannot meet you current credit repayments, have unsecured debts totalling at least £2,000 and can afford to make reduced payments each month then we can help you manage your debts much more effectively. . 

Debt Management UK if refused a loan.

If you have been refused credit or loans in the UK, you  can still clear debts with a debt management plan. A debt management service or company can help with a temporary or long term debt management solution!  You can find a debt solution that works for YOU, not just your creditors!.

Some personal debt management companies and services are direct selling the IVA in order to try and make huge profits from consumer debt help.

Be Aware!  Visit our personal debt blog for help and advice or call our personal debt helpline today in confidence.

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It takes one FREE call to start to clear personal debt problems in the UK

This is a confidential service.

We advise and help many people every day to consolidate personal debt.

We offer financial management advice and debt help UK to clear personal debt in Manchester, London, Glasgow, Birmingham, Leeds, Cardiff, Belfast and surrounding areas of England, Scotland, Wales and Northern Ireland. 

Call our DEBT HELPLINE - 0800 018 6868 - LINES OPEN 24 HRS

Please be aware that by entering into any debt consolidation service, your credit record may be impaired.

The personal debt and the period over which it is repaid may increase.

Help-Debt.co.uk is published by www.lewisalexander.com intended as a personal information guide only for Debt Help UK & Loans.